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Try Stocky free →Avoid. WAFD's 39.8 Growth Compounder Score reflects sub-par earnings expansion in a low-rate environment, while a 30 Value Compounder Score signals limited margin of safety at 10.9× forward P/E. Leadership Alignment (44.3/100) lags due to dilutive compensation and weak insider ownership, and regional bank structural vulnerabilities—deposit competition, net interest margin compression—persist despite a benign vulnerability index.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for WAFD:
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Stocky rates WAFD (WAFD) at 31/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. WAFD's 39.8 Growth Compounder Score reflects sub-par earnings expansion in a low-rate environment, while a 30 Value Compounder Score signals limited margin of safety at 10.9× forward P/E. Leadership Alignment (44.3/100) lags due
WAFD's current Stocky Verdict is 31/100, placing it in the "Avoid" band. This composite combines a 40/100 Compounder score, 44/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for WAFD yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
WAFD scores 44/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
WAFD's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to WAFD.
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