NYSE · Stocky rates: Hold

Tyler Technologies, Inc. (TYL)

$306.58 ▼ -2.15% as of 5 Aug, 23:02
62
/ 100
Hold

What Stocky thinks

Hold. Tyler Technologies earns a 62/100 on moderate growth (58/100 GCS) and founder-led stability (68/100 LAS with capped dilution), but faces maximal vulnerability: zero competitive moat in government software, making it hostage to customer concentration and contract renegotiation risk. Financial strength alone won't offset structural commoditization.

Compounder Score
58/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
68/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
100/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
44/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Tyler Technologies, Inc.:

62
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 62/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

68
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

100
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Tyler Technologies, Inc. (TYL) — frequently asked

Is Tyler Technologies, Inc. (TYL) a good investment right now?

Stocky rates Tyler Technologies, Inc. (TYL) at 62/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. Tyler Technologies earns a 62/100 on moderate growth (58/100 GCS) and founder-led stability (68/100 LAS with capped dilution), but faces maximal vulnerability: zero competitive moat in government software, making it hostage to custome

What is TYL's Stocky Verdict?

TYL's current Stocky Verdict is 62/100, placing it in the "Hold" band. This composite combines a 58/100 Compounder score, 68/100 Leadership, Moat rating, and analyst signal.

Does Tyler Technologies, Inc. have a competitive moat?

Stocky hasn't finalised a Moat Score for Tyler Technologies, Inc. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Tyler Technologies, Inc.'s leadership aligned with shareholders?

Tyler Technologies, Inc. scores 68/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to TYL?

Tyler Technologies, Inc.'s Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Tyler Technologies, Inc..

This is just the surface. See the whole picture on Tyler Technologies, Inc..

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STOCKY VERDICT
62
/ 100 · Hold

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