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Try Stocky free →Hold. Templeton Financial's 68/100 Growth Compounder Score reflects solid earnings momentum, but a 40/100 Value score and 11.8× forward P/E suggest fair rather than compelling valuation. Core vulnerability: heavy reliance on Federal Home Loan Bank of New York for funding plus geographic concentration in NY/PA limits diversification; leadership alignment (59/100) is adequate but not exceptional. Suitable for patient holders; not a catalytic entry.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for TMP:
Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 61/100, you know instantly whether to dig deeper or skip.
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Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.
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Stocky rates TMP (TMP) at 61/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. Templeton Financial's 68/100 Growth Compounder Score reflects solid earnings momentum, but a 40/100 Value score and 11.8× forward P/E suggest fair rather than compelling valuation. Core vulnerability: heavy reliance on Federal Hom
TMP's current Stocky Verdict is 61/100, placing it in the "Hold" band. This composite combines a 68/100 Compounder score, 59/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for TMP yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
TMP scores 59/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
TMP's Vulnerability Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to TMP.
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