NASDAQ · Stocky rates: Hold

Texas Capital Bancshares, Inc. (TCBI)

$93.69 ▼ -0.07% as of 5 Oct, 20:00

Stocky turns companies like Texas Capital Bancshares, Inc. into a fun, safe way to learn investing — a virtual portfolio, live scores & charts, and real analyst data, with no real money.

Try Stocky free →
69
/ 100
Hold

What Stocky thinks

Stocky rates Texas Capital Bancshares, Inc. at 69/100 based on business quality, leadership alignment, valuation.

Compounder Score
71/100
Business quality — profitability, growth, capital efficiency.
Moat Score
45/100
Competitive advantage — pricing power, switching costs, network effects.
Resilience
100/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
63/100
Valuation vs peers and history — is this a good price to pay?

Not graded: for banks, insurers and brokers, borrowing and taking deposits is the business itself, so the usual debt checks don't apply.

What Stocky gives investors that other tools don't

Every stock is scored across six dimensions built to answer one question — can this business keep compounding? — without a Bloomberg subscription. Here's the actual snapshot for Texas Capital Bancshares, Inc.:

69
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation fused into a single 0–100 number. When you see 69/100, you know instantly whether to dig deeper or skip.

Limited
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

—
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

100
RESILIENCE

Resilience Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

We don't claim a backtest. The top-scoring basket is recorded every month and measured against the S&P 500 from that date onward — judged on what it said before the outcome was known. The record is young, and published as it stands.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Texas Capital Bancshares, Inc. (TCBI) — frequently asked

Is Texas Capital Bancshares, Inc. (TCBI) a good investment right now?

Stocky rates Texas Capital Bancshares, Inc. (TCBI) at 69/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation into a single number.

What is TCBI's Stocky Verdict?

TCBI's current Stocky Verdict is 69/100, placing it in the "Hold" band. This composite combines a 71/100 Compounder score, Leadership, 45/100 Moat rating.

Does Texas Capital Bancshares, Inc. have a competitive moat?

Texas Capital Bancshares, Inc. rates Limited moat (45/100 Moat Score) — based on 10-year return-on-invested-capital, pricing power, switching costs and network effects. Wide moats compound; Limited moats erode.

Is Texas Capital Bancshares, Inc.'s leadership aligned with shareholders?

Leadership Alignment for Texas Capital Bancshares, Inc. is under analysis. Stocky scores founder tenure, insider ownership, CEO compensation multiple-of-salary, and long-term shareholder value creation.

What are the biggest risks to TCBI?

Texas Capital Bancshares, Inc.'s Resilience Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Texas Capital Bancshares, Inc..

This is just the surface. See the whole picture on Texas Capital Bancshares, Inc..

Sign up free and unlock the full analysis on TCBI — the same tools professional analysts use, personalised to your portfolio:

  • Every analyst covering TCBI — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Resilience Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for TCBI.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how TCBI changes your sector concentration, correlation and Verdict-weighted quality.
  • Ask Stocky AI — "What are the biggest 3-year risks to TCBI?" · "Is TCBI overvalued vs its 5-year median?" · unlimited follow-ups on your portfolio.
  • Live alerts — analyst target changes, insider buys, big moves — the day they happen.
Start free · 14 days Plus, no card →

Free forever tier includes 5 Verdict lookups a day. Plus €19/mo unlocks everything above. Cancel any time.

STOCKY VERDICT
69
/ 100 · Hold

See Texas Capital Bancshares, Inc. the Stocky way

This page is just a preview. Open the live, interactive version for the full picture:

Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in TCBI would be worth today.
Practice portfolio
Buy TCBI with virtual money and track it — zero risk.
Free · no real money · learn by doing Open TCBI in Stocky →

Or jump straight to the interactive dashboard for TCBI in the app.