NASDAQ · Stocky rates: Avoid

The PNC Financial Services Group, Inc. (PNC)

$220.28 ▼ -0.34% as of 5 Oct, 20:00

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39
/ 100
Avoid

What Stocky thinks

Stocky rates The PNC Financial Services Group, Inc. at 39/100 based on business quality, leadership alignment, valuation.

Compounder Score
45/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
77/100
Founder-led, insider ownership, capital allocation history.
Moat Score
53/100
Competitive advantage — pricing power, switching costs, network effects.
Resilience
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
45/100
Valuation vs peers and history — is this a good price to pay?
Analyst Sentiment
53/100
Top analysts' conviction — buy/hold/sell distribution + track record.

Not graded: for banks, insurers and brokers, borrowing and taking deposits is the business itself, so the usual debt checks don't apply.

What Stocky gives investors that other tools don't

Every stock is scored across six dimensions built to answer one question — can this business keep compounding? — without a Bloomberg subscription. Here's the actual snapshot for The PNC Financial Services Group, Inc.:

39
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation fused into a single 0–100 number. When you see 39/100, you know instantly whether to dig deeper or skip.

Narrow
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

77
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RESILIENCE

Resilience Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

We don't claim a backtest. The top-scoring basket is recorded every month and measured against the S&P 500 from that date onward — judged on what it said before the outcome was known. The record is young, and published as it stands.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

The PNC Financial Services Group, Inc. (PNC) — frequently asked

Is The PNC Financial Services Group, Inc. (PNC) a good investment right now?

Stocky rates The PNC Financial Services Group, Inc. (PNC) at 39/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation into a single number.

What is PNC's Stocky Verdict?

PNC's current Stocky Verdict is 39/100, placing it in the "Avoid" band. This composite combines a 45/100 Compounder score, 77/100 Leadership, 53/100 Moat rating.

Does The PNC Financial Services Group, Inc. have a competitive moat?

The PNC Financial Services Group, Inc. rates Narrow moat (53/100 Moat Score) — based on 10-year return-on-invested-capital, pricing power, switching costs and network effects. Wide moats compound; Limited moats erode.

Is The PNC Financial Services Group, Inc.'s leadership aligned with shareholders?

The PNC Financial Services Group, Inc. scores 77/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to PNC?

The PNC Financial Services Group, Inc.'s Resilience Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to The PNC Financial Services Group, Inc..

This is just the surface. See the whole picture on The PNC Financial Services Group, Inc..

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  • Every analyst covering PNC — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Resilience Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for PNC.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how PNC changes your sector concentration, correlation and Verdict-weighted quality.
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STOCKY VERDICT
39
/ 100 · Avoid

See The PNC Financial Services Group, Inc. the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in PNC would be worth today.
Practice portfolio
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