NYSE · Stocky rates: Buy

Paycom Software, Inc. (PAYC)

$212.99 ▲ +21.87% as of 6 Aug, 13:44
77
/ 100
Buy

What Stocky thinks

Buy. Paylocity's 80/100 Growth Compounder Score reflects sustained mid-20s% revenue expansion and expanding operating leverage in HR/payroll SaaS. Leadership Alignment is exceptional (96.5/100)—founder-CEO Ryan Smith retains substantial ownership with minimal dilution, aligning long-term incentives. Vulnerability is mitigated: while the financial buffer concern exists, the moat in sticky, mission-critical payroll software absorbs competitive pressure. Forward P/E of 13.8 offers reasonable entry

Compounder Score
80/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
97/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
100/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
68/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Paycom Software, Inc.:

77
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 77/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

97
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

100
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Paycom Software, Inc. (PAYC) — frequently asked

Is Paycom Software, Inc. (PAYC) a good investment right now?

Stocky rates Paycom Software, Inc. (PAYC) at 77/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Buy. Paylocity's 80/100 Growth Compounder Score reflects sustained mid-20s% revenue expansion and expanding operating leverage in HR/payroll SaaS. Leadership Alignment is exceptional (96.5/100)—founder-CEO Ryan Smith retains substantial

What is PAYC's Stocky Verdict?

PAYC's current Stocky Verdict is 77/100, placing it in the "Buy" band. This composite combines a 80/100 Compounder score, 97/100 Leadership, Moat rating, and analyst signal.

Does Paycom Software, Inc. have a competitive moat?

Stocky hasn't finalised a Moat Score for Paycom Software, Inc. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Paycom Software, Inc.'s leadership aligned with shareholders?

Paycom Software, Inc. scores 97/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to PAYC?

Paycom Software, Inc.'s Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Paycom Software, Inc..

This is just the surface. See the whole picture on Paycom Software, Inc..

Sign up free and unlock the full analysis on PAYC — the same tools professional analysts use, personalised to your portfolio:

  • Every analyst covering PAYC — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for PAYC.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how PAYC changes your sector concentration, correlation and Verdict-weighted quality.
  • Ask Stocky AI — "What are the biggest 3-year risks to PAYC?" · "Is PAYC overvalued vs its 5-year median?" · unlimited follow-ups on your portfolio.
  • Live alerts — analyst target changes, insider buys, big moves — the day they happen.
Start free · 14 days Plus, no card →

Free forever tier includes 5 Verdict lookups a day. Plus €19/mo unlocks everything above. Cancel any time.

STOCKY VERDICT
77
/ 100 · Buy

Or jump straight to the interactive dashboard for PAYC in the app.