NasdaqGS · Stocky rates: Avoid

Northwest Bancshares, Inc. (NWBI)

$15.62 ▼ -0.19% as of 7 Aug, 13:53

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36
/ 100
Avoid

What Stocky thinks

Avoid. NWBI's 45.8 Growth Compounder Score and 11.1× forward P/E mask weak underlying fundamentals: Leadership Alignment (37.5/100) reflects low insider ownership and governance constraints, while structural vulnerability stems from deposit-dependent funding and FHLB reliance for liquidity—both medium-risk exposures in a tightening credit cycle. Regional bank positioning offers no durable moat.

Compounder Score
46/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
38/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
25/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
39/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Northwest Bancshares, Inc.:

36
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 36/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

38
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

25
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Northwest Bancshares, Inc. (NWBI) — frequently asked

Is Northwest Bancshares, Inc. (NWBI) a good investment right now?

Stocky rates Northwest Bancshares, Inc. (NWBI) at 36/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. NWBI's 45.8 Growth Compounder Score and 11.1× forward P/E mask weak underlying fundamentals: Leadership Alignment (37.5/100) reflects low insider ownership and governance constraints, while structural vulnerability stems from dep

What is NWBI's Stocky Verdict?

NWBI's current Stocky Verdict is 36/100, placing it in the "Avoid" band. This composite combines a 46/100 Compounder score, 38/100 Leadership, Moat rating, and analyst signal.

Does Northwest Bancshares, Inc. have a competitive moat?

Stocky hasn't finalised a Moat Score for Northwest Bancshares, Inc. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Northwest Bancshares, Inc.'s leadership aligned with shareholders?

Northwest Bancshares, Inc. scores 38/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to NWBI?

Northwest Bancshares, Inc.'s Vulnerability Profile scores 25/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Northwest Bancshares, Inc..

This is just the surface. See the whole picture on Northwest Bancshares, Inc..

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  • Every analyst covering NWBI — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for NWBI.
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STOCKY VERDICT
36
/ 100 · Avoid

See Northwest Bancshares, Inc. the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in NWBI would be worth today.
Practice portfolio
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