NASDAQ · Stocky rates: Cautious

Community Trust Bancorp, Inc. (CTBI)

$76.08 ▼ -0.17% as of 5 Oct, 20:00

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56
/ 100
Neutral

What Stocky thinks

Stocky rates Community Trust Bancorp, Inc. at 56/100 based on business quality, leadership alignment, valuation.

Compounder Score
61/100
Business quality — profitability, growth, capital efficiency.
Moat Score
48/100
Competitive advantage — pricing power, switching costs, network effects.
Resilience
50/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
48/100
Valuation vs peers and history — is this a good price to pay?

Not graded: for banks, insurers and brokers, borrowing and taking deposits is the business itself, so the usual debt checks don't apply.

What Stocky gives investors that other tools don't

Every stock is scored across six dimensions built to answer one question — can this business keep compounding? — without a Bloomberg subscription. Here's the actual snapshot for Community Trust Bancorp, Inc.:

56
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation fused into a single 0–100 number. When you see 56/100, you know instantly whether to dig deeper or skip.

Limited
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

—
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

50
RESILIENCE

Resilience Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

We don't claim a backtest. The top-scoring basket is recorded every month and measured against the S&P 500 from that date onward — judged on what it said before the outcome was known. The record is young, and published as it stands.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Community Trust Bancorp, Inc. (CTBI) — frequently asked

Is Community Trust Bancorp, Inc. (CTBI) a good investment right now?

Stocky rates Community Trust Bancorp, Inc. (CTBI) at 56/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation into a single number.

What is CTBI's Stocky Verdict?

CTBI's current Stocky Verdict is 56/100, placing it in the "Cautious" band. This composite combines a 61/100 Compounder score, Leadership, 48/100 Moat rating.

Does Community Trust Bancorp, Inc. have a competitive moat?

Community Trust Bancorp, Inc. rates Limited moat (48/100 Moat Score) — based on 10-year return-on-invested-capital, pricing power, switching costs and network effects. Wide moats compound; Limited moats erode.

Is Community Trust Bancorp, Inc.'s leadership aligned with shareholders?

Leadership Alignment for Community Trust Bancorp, Inc. is under analysis. Stocky scores founder tenure, insider ownership, CEO compensation multiple-of-salary, and long-term shareholder value creation.

What are the biggest risks to CTBI?

Community Trust Bancorp, Inc.'s Resilience Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Community Trust Bancorp, Inc..

This is just the surface. See the whole picture on Community Trust Bancorp, Inc..

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  • Full Resilience Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for CTBI.
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STOCKY VERDICT
56
/ 100 · Neutral

See Community Trust Bancorp, Inc. the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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