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Try Stocky free →Avoid. CFR's Growth Compounder (43/100) and Value Compounder (40/100) scores both languish below threshold, signaling neither compelling growth nor deep value. While Leadership Alignment is solid at 75/100—suggesting founder-aligned stewardship—it cannot offset structural vulnerability: the business faces material headwinds (pricing power erosion, competitive encroachment, or secular decline) that weigh on both expansion and return-on-capital.
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Stocky rates Cullen/Frost Bankers, Inc. (CFR) at 37/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. CFR's Growth Compounder (43/100) and Value Compounder (40/100) scores both languish below threshold, signaling neither compelling growth nor deep value. While Leadership Alignment is solid at 75/100—suggesting founder-aligned ste
CFR's current Stocky Verdict is 37/100, placing it in the "Avoid" band. This composite combines a 43/100 Compounder score, 75/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for Cullen/Frost Bankers, Inc. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
Cullen/Frost Bankers, Inc. scores 75/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
Cullen/Frost Bankers, Inc.'s Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Cullen/Frost Bankers, Inc..
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