Stocky turns companies like Commerce Bancshares, Inc. into a fun, safe way to learn investing — a virtual portfolio, live scores & charts, and real analyst data, with no real money.
Try Stocky free →Cautious. CBSH is a stable regional bank with fortress balance sheet (0/100 Vulnerability Index) and reasonable valuation (13.4× forward P/E), but growth is pedestrian—52.3 Compounder Score reflects modest loan expansion in a mature market. Leadership alignment (62.3/100) lacks the founder-CEO or deep insider ownership alignment that drives outperformance; bank's scale and deposit moat provide safety but limited upside.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Commerce Bancshares, Inc.:
Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 40/100, you know instantly whether to dig deeper or skip.
Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.
Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.
Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.
Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.
Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.
Stocky rates Commerce Bancshares, Inc. (CBSH) at 40/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. CBSH is a stable regional bank with fortress balance sheet (0/100 Vulnerability Index) and reasonable valuation (13.4× forward P/E), but growth is pedestrian—52.3 Compounder Score reflects modest loan expansion in a mature market.
CBSH's current Stocky Verdict is 40/100, placing it in the "Cautious" band. This composite combines a 52/100 Compounder score, 62/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for Commerce Bancshares, Inc. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
Commerce Bancshares, Inc. scores 62/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
Commerce Bancshares, Inc.'s Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Commerce Bancshares, Inc..
Sign up free and unlock the full analysis on CBSH — the same tools professional analysts use, personalised to your portfolio:
Free forever tier includes 5 Verdict lookups a day. Plus €19/mo unlocks everything above. Cancel any time.
This page is just a preview. Open the live, interactive version for the full picture:
Or jump straight to the interactive dashboard for CBSH in the app.
