NASDAQ · Stocky rates: Buy

Axos Financial, Inc. (AX)

$88.51 ▼ -0.47% as of 5 Oct, 20:00

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80
/ 100
Buy

What Stocky thinks

Stocky rates Axos Financial, Inc. at 80/100 based on business quality, leadership alignment, valuation.

Compounder Score
74/100
Business quality — profitability, growth, capital efficiency.
Moat Score
63/100
Competitive advantage — pricing power, switching costs, network effects.
Resilience
100/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
68/100
Valuation vs peers and history — is this a good price to pay?

Not graded: for banks, insurers and brokers, borrowing and taking deposits is the business itself, so the usual debt checks don't apply.

What Stocky gives investors that other tools don't

Every stock is scored across six dimensions built to answer one question — can this business keep compounding? — without a Bloomberg subscription. Here's the actual snapshot for Axos Financial, Inc.:

80
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation fused into a single 0–100 number. When you see 80/100, you know instantly whether to dig deeper or skip.

Narrow
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

—
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

100
RESILIENCE

Resilience Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

We don't claim a backtest. The top-scoring basket is recorded every month and measured against the S&P 500 from that date onward — judged on what it said before the outcome was known. The record is young, and published as it stands.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Axos Financial, Inc. (AX) — frequently asked

Is Axos Financial, Inc. (AX) a good investment right now?

Stocky rates Axos Financial, Inc. (AX) at 80/100 — a strong Buy candidate. The score fuses business quality, moat width, leadership alignment, valuation into a single number.

What is AX's Stocky Verdict?

AX's current Stocky Verdict is 80/100, placing it in the "Buy" band. This composite combines a 74/100 Compounder score, Leadership, 63/100 Moat rating.

Does Axos Financial, Inc. have a competitive moat?

Axos Financial, Inc. rates Narrow moat (63/100 Moat Score) — based on 10-year return-on-invested-capital, pricing power, switching costs and network effects. Wide moats compound; Limited moats erode.

Is Axos Financial, Inc.'s leadership aligned with shareholders?

Leadership Alignment for Axos Financial, Inc. is under analysis. Stocky scores founder tenure, insider ownership, CEO compensation multiple-of-salary, and long-term shareholder value creation.

What are the biggest risks to AX?

Axos Financial, Inc.'s Resilience Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Axos Financial, Inc..

This is just the surface. See the whole picture on Axos Financial, Inc..

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  • Every analyst covering AX — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Resilience Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for AX.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how AX changes your sector concentration, correlation and Verdict-weighted quality.
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STOCKY VERDICT
80
/ 100 · Buy

See Axos Financial, Inc. the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in AX would be worth today.
Practice portfolio
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