OTC Markets OTCQX · Stocky rates: Cautious

Zurich Insurance Group Ltd (ZFSVF)

$720.00 ▼ -2.43% as of 24 Aug, 13:16

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55
/ 100
Neutral

What Stocky thinks

Cautious. ZFSVF shows moderate growth momentum (Growth Compounder 62/100) but leadership alignment lags at 45/100, signaling potential governance or incentive misalignment. Valuation is reasonable at 14.5× forward earnings, yet the Vulnerability Index (50/100) reflects only an adequate financial buffer with no structural moat, making downside protection limited in a downturn.

Compounder Score
62/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
45/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
50/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
52/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Zurich Insurance Group Ltd:

55
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 55/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

45
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

50
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

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Zurich Insurance Group Ltd (ZFSVF) — frequently asked

Is Zurich Insurance Group Ltd (ZFSVF) a good investment right now?

Stocky rates Zurich Insurance Group Ltd (ZFSVF) at 55/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. ZFSVF shows moderate growth momentum (Growth Compounder 62/100) but leadership alignment lags at 45/100, signaling potential governance or incentive misalignment. Valuation is reasonable at 14.5× forward earnings, yet the Vulnerab

What is ZFSVF's Stocky Verdict?

ZFSVF's current Stocky Verdict is 55/100, placing it in the "Cautious" band. This composite combines a 62/100 Compounder score, 45/100 Leadership, Moat rating, and analyst signal.

Does Zurich Insurance Group Ltd have a competitive moat?

Stocky hasn't finalised a Moat Score for Zurich Insurance Group Ltd yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Zurich Insurance Group Ltd's leadership aligned with shareholders?

Zurich Insurance Group Ltd scores 45/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to ZFSVF?

Zurich Insurance Group Ltd's Vulnerability Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Zurich Insurance Group Ltd.

This is just the surface. See the whole picture on Zurich Insurance Group Ltd.

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  • Every analyst covering ZFSVF — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for ZFSVF.
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STOCKY VERDICT
55
/ 100 · Neutral

See Zurich Insurance Group Ltd the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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