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Try Stocky free →Avoid. WAL's depressed Growth Compounder Score (45/100) and weak Value Compounder Score (30/100) reflect stagnant earnings momentum despite a 7.9× forward P/E. Real estate concentration (52% of loan portfolio) and elevated NDFI exposure (25% of HFI loans) create structural credit vulnerabilities that management has not materially addressed, limiting margin of safety.
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Stocky rates Western Alliance Bancorporation (WAL) at 34/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. WAL's depressed Growth Compounder Score (45/100) and weak Value Compounder Score (30/100) reflect stagnant earnings momentum despite a 7.9× forward P/E. Real estate concentration (52% of loan portfolio) and elevated NDFI exposure
WAL's current Stocky Verdict is 34/100, placing it in the "Avoid" band. This composite combines a 36/100 Compounder score, 62/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for Western Alliance Bancorporation yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
Western Alliance Bancorporation scores 62/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
Western Alliance Bancorporation's Vulnerability Profile scores 25/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Western Alliance Bancorporation.
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