NASDAQ · Stocky rates: Cautious

UPWK

$9.42 ▼ -1.77% as of 6 Aug, 20:00

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56
/ 100
Neutral

What Stocky thinks

Cautious. Upwork trades at a reasonable 5.5× forward P/E, but structural vulnerabilities limit upside: dependence on banking partners for payment processing and AWS for infrastructure create meaningful operational risks that offset modest 54/100 growth signals. Leadership alignment is middling (60/100), and the 75/100 vulnerability profile suggests execution risks outweigh valuation appeal for now.

Compounder Score
54/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
60/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
75/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
50/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for UPWK:

56
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 56/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

60
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

75
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

UPWK (UPWK) — frequently asked

Is UPWK (UPWK) a good investment right now?

Stocky rates UPWK (UPWK) at 56/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. Upwork trades at a reasonable 5.5× forward P/E, but structural vulnerabilities limit upside: dependence on banking partners for payment processing and AWS for infrastructure create meaningful operational risks that offset modest 5

What is UPWK's Stocky Verdict?

UPWK's current Stocky Verdict is 56/100, placing it in the "Cautious" band. This composite combines a 54/100 Compounder score, 60/100 Leadership, Moat rating, and analyst signal.

Does UPWK have a competitive moat?

Stocky hasn't finalised a Moat Score for UPWK yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is UPWK's leadership aligned with shareholders?

UPWK scores 60/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to UPWK?

UPWK's Vulnerability Profile scores 75/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to UPWK.

This is just the surface. See the whole picture on UPWK.

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  • Every analyst covering UPWK — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for UPWK.
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  • Portfolio fit check — how UPWK changes your sector concentration, correlation and Verdict-weighted quality.
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STOCKY VERDICT
56
/ 100 · Neutral

See UPWK the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
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