Helsinki · Stocky rates: Cautious

UPM-Kymmene Corporation (UPM.HE)

€23.84 ▲ +0.72% as of 24 Aug, 13:28

Stocky turns companies like UPM-Kymmene Corporation into a fun, safe way to learn investing — a virtual portfolio, live scores & charts, and real analyst data, with no real money.

Try Stocky free →
51
/ 100
Neutral

What Stocky thinks

Cautious. UPM trades at a reasonable 14.9x forward earnings with adequate financial stability, but growth is modest (33/100 Compounder Score) and Leadership Alignment (65/100) lacks the founder-CEO control or capped MOS that signals long-term owner-orientation. Value fundamentals are decent (51/100), yet without either exceptional growth or structural moat clarity, the risk-reward remains balanced rather than compelling.

Compounder Score
47/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
65/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
50/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
47/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for UPM-Kymmene Corporation:

51
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 51/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

65
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

50
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

UPM-Kymmene Corporation (UPM.HE) — frequently asked

Is UPM-Kymmene Corporation (UPM.HE) a good investment right now?

Stocky rates UPM-Kymmene Corporation (UPM.HE) at 51/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. UPM trades at a reasonable 14.9x forward earnings with adequate financial stability, but growth is modest (33/100 Compounder Score) and Leadership Alignment (65/100) lacks the founder-CEO control or capped MOS that signals long-te

What is UPM.HE's Stocky Verdict?

UPM.HE's current Stocky Verdict is 51/100, placing it in the "Cautious" band. This composite combines a 47/100 Compounder score, 65/100 Leadership, Moat rating, and analyst signal.

Does UPM-Kymmene Corporation have a competitive moat?

Stocky hasn't finalised a Moat Score for UPM-Kymmene Corporation yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is UPM-Kymmene Corporation's leadership aligned with shareholders?

UPM-Kymmene Corporation scores 65/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to UPM.HE?

UPM-Kymmene Corporation's Vulnerability Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to UPM-Kymmene Corporation.

This is just the surface. See the whole picture on UPM-Kymmene Corporation.

Sign up free and unlock the full analysis on UPM.HE — the same tools professional analysts use, personalised to your portfolio:

  • Every analyst covering UPM.HE — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for UPM.HE.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how UPM.HE changes your sector concentration, correlation and Verdict-weighted quality.
  • Ask Stocky AI — "What are the biggest 3-year risks to UPM.HE?" · "Is UPM.HE overvalued vs its 5-year median?" · unlimited follow-ups on your portfolio.
  • Live alerts — analyst target changes, insider buys, big moves — the day they happen.
Start free · 14 days Plus, no card →

Free forever tier includes 5 Verdict lookups a day. Plus €19/mo unlocks everything above. Cancel any time.

STOCKY VERDICT
51
/ 100 · Neutral

See UPM-Kymmene Corporation the Stocky way

This page is just a preview. Open the live, interactive version for the full picture:

Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in UPM.HE would be worth today.
Practice portfolio
Buy UPM.HE with virtual money and track it — zero risk.
Free · no real money · learn by doing Open UPM.HE in Stocky →

Or jump straight to the interactive dashboard for UPM.HE in the app.