NASDAQ · Stocky rates: Hold

Temenos AG (TMSNY)

$93.12 ▲ +1.33% as of 21 Aug, 00:00

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65
/ 100
Hold

What Stocky thinks

Hold. TMSNY scores as a balanced compounder (Growth 68, Value 64) with moderate forward valuation at 18.3×, but Leadership Alignment at 59/100 suggests misalignment between founder/management incentives and shareholder interests—a meaningful drag on capital allocation. The Vulnerability Index flags financial buffer constraints as the primary structural risk; limited cash flexibility may hamper growth investments or defensive positioning during downturns.

Compounder Score
68/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
59/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
100/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
64/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Temenos AG:

65
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 65/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

59
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

100
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

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Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Temenos AG (TMSNY) — frequently asked

Is Temenos AG (TMSNY) a good investment right now?

Stocky rates Temenos AG (TMSNY) at 65/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. TMSNY scores as a balanced compounder (Growth 68, Value 64) with moderate forward valuation at 18.3×, but Leadership Alignment at 59/100 suggests misalignment between founder/management incentives and shareholder interests—a meaningfu

What is TMSNY's Stocky Verdict?

TMSNY's current Stocky Verdict is 65/100, placing it in the "Hold" band. This composite combines a 68/100 Compounder score, 59/100 Leadership, Moat rating, and analyst signal.

Does Temenos AG have a competitive moat?

Stocky hasn't finalised a Moat Score for Temenos AG yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Temenos AG's leadership aligned with shareholders?

Temenos AG scores 59/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to TMSNY?

Temenos AG's Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Temenos AG.

This is just the surface. See the whole picture on Temenos AG.

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  • Every analyst covering TMSNY — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for TMSNY.
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STOCKY VERDICT
65
/ 100 · Hold

See Temenos AG the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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See what an investment in TMSNY would be worth today.
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