Toronto · Stocky rates: Avoid

TORONTO-DOMINION BANK (TD.TO)

C$169.87 ▲ +0.13% as of 6 Aug, 15:49

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36
/ 100
Avoid

What Stocky thinks

Avoid. TD trades at a modest discount to peers (43/100 Value score) but lacks growth engines—41/100 Growth Compounder Score reflects low mid-single-digit revenue expansion in a maturing North American banking franchise. Despite solid leadership alignment (74/100, likely reflecting founder legacy stability), structural vulnerability to rising rates and deposit competition, combined with limited pricing power in a commoditized business, makes risk-reward unattractive versus higher-quality financia

Compounder Score
41/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
74/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
35/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for TORONTO-DOMINION BANK:

36
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 36/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

74
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

TORONTO-DOMINION BANK (TD.TO) — frequently asked

Is TORONTO-DOMINION BANK (TD.TO) a good investment right now?

Stocky rates TORONTO-DOMINION BANK (TD.TO) at 36/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. TD trades at a modest discount to peers (43/100 Value score) but lacks growth engines—41/100 Growth Compounder Score reflects low mid-single-digit revenue expansion in a maturing North American banking franchise. Despite solid leader

What is TD.TO's Stocky Verdict?

TD.TO's current Stocky Verdict is 36/100, placing it in the "Avoid" band. This composite combines a 41/100 Compounder score, 74/100 Leadership, Moat rating, and analyst signal.

Does TORONTO-DOMINION BANK have a competitive moat?

Stocky hasn't finalised a Moat Score for TORONTO-DOMINION BANK yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is TORONTO-DOMINION BANK's leadership aligned with shareholders?

TORONTO-DOMINION BANK scores 74/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to TD.TO?

TORONTO-DOMINION BANK's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to TORONTO-DOMINION BANK.

This is just the surface. See the whole picture on TORONTO-DOMINION BANK.

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  • Every analyst covering TD.TO — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for TD.TO.
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STOCKY VERDICT
36
/ 100 · Avoid

See TORONTO-DOMINION BANK the Stocky way

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🎯
Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
🌱
Compounder & Value scores
How strong the business is — and whether it looks cheap.
📈
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
⏱️
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