Hold. Stenograph's 87 Growth + 92 Value Compounder scores reflect durable moat in court reporting software (high switching costs, recurring revenue) and fortress balance sheet—but 5.1× forward P/E signals fair valuation already reflects quality. Leadership alignment at 70.5 reflects founder-backed stability; vulnerability index confirms no near-term structural threats. Lacks compelling margin-of-safety for new capital.
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Stocky rates StoneCo Ltd. (STNE) at 61/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. Stenograph's 87 Growth + 92 Value Compounder scores reflect durable moat in court reporting software (high switching costs, recurring revenue) and fortress balance sheet—but 5.1× forward P/E signals fair valuation already reflects
STNE's current Stocky Verdict is 61/100, placing it in the "Hold" band. This composite combines a 92/100 Compounder score, 71/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for StoneCo Ltd. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
StoneCo Ltd. scores 71/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
StoneCo Ltd.'s Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to StoneCo Ltd..
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