NASDAQ · Stocky rates: Cautious

RYAN

$44.71 ▼ -0.68% as of 6 Aug, 19:08

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48
/ 100
Neutral

What Stocky thinks

Cautious. Ryan Specialty's 65 Growth Compounder Score reflects solid mid-20s revenue growth, but a weak 41 Value Score at 19.9× forward P/E suggests limited margin of safety. Leadership alignment concerns (53/100) lack founder-CEO ownership, while medium-risk structural vulnerabilities—non-exclusive, terminable insurance carrier relationships and broker channel threat—erode competitive moat durability.

Compounder Score
65/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
53/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
33/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
41/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for RYAN:

48
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 48/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

53
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

33
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

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RYAN (RYAN) — frequently asked

Is RYAN (RYAN) a good investment right now?

Stocky rates RYAN (RYAN) at 48/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. Ryan Specialty's 65 Growth Compounder Score reflects solid mid-20s revenue growth, but a weak 41 Value Score at 19.9× forward P/E suggests limited margin of safety. Leadership alignment concerns (53/100) lack founder-CEO owner

What is RYAN's Stocky Verdict?

RYAN's current Stocky Verdict is 48/100, placing it in the "Cautious" band. This composite combines a 65/100 Compounder score, 53/100 Leadership, Moat rating, and analyst signal.

Does RYAN have a competitive moat?

Stocky hasn't finalised a Moat Score for RYAN yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is RYAN's leadership aligned with shareholders?

RYAN scores 53/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to RYAN?

RYAN's Vulnerability Profile scores 33/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to RYAN.

This is just the surface. See the whole picture on RYAN.

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STOCKY VERDICT
48
/ 100 · Neutral

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
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1M to 5Y price history with company events plotted on it.
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