NASDAQ · Stocky rates: Avoid

Lincoln National Corporation (LNC)

$40.91 ▲ +1.51% as of 5 Oct, 20:00

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35
/ 100
Avoid

What Stocky thinks

Stocky rates Lincoln National Corporation at 35/100 based on business quality, leadership alignment, valuation.

Compounder Score
50/100
Business quality — profitability, growth, capital efficiency.
Moat Score
55/100
Competitive advantage — pricing power, switching costs, network effects.
Resilience
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
50/100
Valuation vs peers and history — is this a good price to pay?

Not graded: for banks, insurers and brokers, borrowing and taking deposits is the business itself, so the usual debt checks don't apply.

What Stocky gives investors that other tools don't

Every stock is scored across six dimensions built to answer one question — can this business keep compounding? — without a Bloomberg subscription. Here's the actual snapshot for Lincoln National Corporation:

35
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation fused into a single 0–100 number. When you see 35/100, you know instantly whether to dig deeper or skip.

Narrow
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

—
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RESILIENCE

Resilience Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

We don't claim a backtest. The top-scoring basket is recorded every month and measured against the S&P 500 from that date onward — judged on what it said before the outcome was known. The record is young, and published as it stands.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

Lincoln National Corporation (LNC) — frequently asked

Is Lincoln National Corporation (LNC) a good investment right now?

Stocky rates Lincoln National Corporation (LNC) at 35/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation into a single number.

What is LNC's Stocky Verdict?

LNC's current Stocky Verdict is 35/100, placing it in the "Avoid" band. This composite combines a 50/100 Compounder score, Leadership, 55/100 Moat rating.

Does Lincoln National Corporation have a competitive moat?

Lincoln National Corporation rates Narrow moat (55/100 Moat Score) — based on 10-year return-on-invested-capital, pricing power, switching costs and network effects. Wide moats compound; Limited moats erode.

Is Lincoln National Corporation's leadership aligned with shareholders?

Leadership Alignment for Lincoln National Corporation is under analysis. Stocky scores founder tenure, insider ownership, CEO compensation multiple-of-salary, and long-term shareholder value creation.

What are the biggest risks to LNC?

Lincoln National Corporation's Resilience Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Lincoln National Corporation.

This is just the surface. See the whole picture on Lincoln National Corporation.

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  • Every analyst covering LNC — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Resilience Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for LNC.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how LNC changes your sector concentration, correlation and Verdict-weighted quality.
  • Ask Stocky AI — "What are the biggest 3-year risks to LNC?" · "Is LNC overvalued vs its 5-year median?" · unlimited follow-ups on your portfolio.
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STOCKY VERDICT
35
/ 100 · Avoid

See Lincoln National Corporation the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in LNC would be worth today.
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