XETRA · Stocky rates: Cautious

ING Groep N.V. A (INN1.DE)

€29.73 ▼ -0.32% as of 24 Aug, 10:57

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46
/ 100
Neutral

What Stocky thinks

Cautious. INN1.DE shows balanced growth (64/100) and value fundamentals (66/100), but Leadership Alignment at 62.5/100 suggests moderate insider conviction—a material gap in founder-CEO ownership or MOS alignment. The Vulnerable profile, despite zero explicit structural risk signals, signals hidden dependencies or market positioning concerns that offset otherwise reasonable valuation metrics. Suitable only for risk-tolerant investors.

Compounder Score
64/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
63/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
59/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for ING Groep N.V. A:

46
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 46/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

63
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

ING Groep N.V. A (INN1.DE) — frequently asked

Is ING Groep N.V. A (INN1.DE) a good investment right now?

Stocky rates ING Groep N.V. A (INN1.DE) at 46/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. INN1.DE shows balanced growth (64/100) and value fundamentals (66/100), but Leadership Alignment at 62.5/100 suggests moderate insider conviction—a material gap in founder-CEO ownership or MOS alignment. The Vulnerable profile, de

What is INN1.DE's Stocky Verdict?

INN1.DE's current Stocky Verdict is 46/100, placing it in the "Cautious" band. This composite combines a 64/100 Compounder score, 63/100 Leadership, Moat rating, and analyst signal.

Does ING Groep N.V. A have a competitive moat?

Stocky hasn't finalised a Moat Score for ING Groep N.V. A yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is ING Groep N.V. A's leadership aligned with shareholders?

ING Groep N.V. A scores 63/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to INN1.DE?

ING Groep N.V. A's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to ING Groep N.V. A.

This is just the surface. See the whole picture on ING Groep N.V. A.

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  • Every analyst covering INN1.DE — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for INN1.DE.
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STOCKY VERDICT
46
/ 100 · Neutral

See ING Groep N.V. A the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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