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Try Stocky free →Cautious. ING Groep combines steady compounder credentials (64 Growth, 66 Value) with moderate leadership alignment (68.5/100), but faces structural vulnerability as a large European bank exposed to persistently low interest rates, regulatory capital constraints, and digital disruption in retail banking. The 10.5× forward multiple offers modest downside protection, yet earnings quality and returns-on-capital remain pressured by industry headwinds.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for ING GROEP NV EO -,01:
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Stocky rates ING GROEP NV EO -,01 (INGA.SW) at 48/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. ING Groep combines steady compounder credentials (64 Growth, 66 Value) with moderate leadership alignment (68.5/100), but faces structural vulnerability as a large European bank exposed to persistently low interest rates, regulato
INGA.SW's current Stocky Verdict is 48/100, placing it in the "Cautious" band. This composite combines a 66/100 Compounder score, 69/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for ING GROEP NV EO -,01 yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
ING GROEP NV EO -,01 scores 69/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
ING GROEP NV EO -,01's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to ING GROEP NV EO -,01.
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