Oslo · Stocky rates: Avoid

SPAREBANK 1 HELGELAND (HELG.OL)

kr 155.60 ▼ -0.26% as of 24 Aug, 13:25

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38
/ 100
Avoid

What Stocky thinks

Avoid. HELG.OL scores below-threshold on Growth Compounder (48.8/100) and Leadership Alignment (52/100), signaling modest growth prospects and unclear insider conviction. While the Vulnerability Index shows no structural moats are breaking, the company lacks the competitive advantages or leadership cohesion needed to justify ownership at current valuations.

Compounder Score
52/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
52/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
52/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for SPAREBANK 1 HELGELAND:

38
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 38/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

52
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

SPAREBANK 1 HELGELAND (HELG.OL) — frequently asked

Is SPAREBANK 1 HELGELAND (HELG.OL) a good investment right now?

Stocky rates SPAREBANK 1 HELGELAND (HELG.OL) at 38/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. HELG.OL scores below-threshold on Growth Compounder (48.8/100) and Leadership Alignment (52/100), signaling modest growth prospects and unclear insider conviction. While the Vulnerability Index shows no structural moats are breaking,

What is HELG.OL's Stocky Verdict?

HELG.OL's current Stocky Verdict is 38/100, placing it in the "Avoid" band. This composite combines a 52/100 Compounder score, 52/100 Leadership, Moat rating, and analyst signal.

Does SPAREBANK 1 HELGELAND have a competitive moat?

Stocky hasn't finalised a Moat Score for SPAREBANK 1 HELGELAND yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is SPAREBANK 1 HELGELAND's leadership aligned with shareholders?

SPAREBANK 1 HELGELAND scores 52/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to HELG.OL?

SPAREBANK 1 HELGELAND's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to SPAREBANK 1 HELGELAND.

This is just the surface. See the whole picture on SPAREBANK 1 HELGELAND.

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  • Every analyst covering HELG.OL — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for HELG.OL.
  • Bull & bear thesis — the AI-written counter-argument every retail investor forgets to read.
  • Portfolio fit check — how HELG.OL changes your sector concentration, correlation and Verdict-weighted quality.
  • Ask Stocky AI — "What are the biggest 3-year risks to HELG.OL?" · "Is HELG.OL overvalued vs its 5-year median?" · unlimited follow-ups on your portfolio.
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STOCKY VERDICT
38
/ 100 · Avoid

See SPAREBANK 1 HELGELAND the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
See what an investment in HELG.OL would be worth today.
Practice portfolio
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