NYSE · Stocky rates: Cautious

Hercules Capital, Inc. 5.25% No (HCXZ)

$25.20 ▲ +0.00% as of 7 Aug, 11:49

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44
/ 100
Neutral

What Stocky thinks

Cautious. HCXZ lacks the growth (38.8/100) or value (31/100) characteristics needed to justify investment; modest revenue expansion doesn't offset weak unit economics or returns on capital. Leadership alignment is mixed (45/100)—no founder-CEO or meaningful insider lock-up—while adequate but thin financial buffers leave little room for execution missteps or sector headwinds.

Compounder Score
39/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
45/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
50/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
31/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Hercules Capital, Inc. 5.25% No:

44
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 44/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

45
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

50
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

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Hercules Capital, Inc. 5.25% No (HCXZ) — frequently asked

Is Hercules Capital, Inc. 5.25% No (HCXZ) a good investment right now?

Stocky rates Hercules Capital, Inc. 5.25% No (HCXZ) at 44/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. HCXZ lacks the growth (38.8/100) or value (31/100) characteristics needed to justify investment; modest revenue expansion doesn't offset weak unit economics or returns on capital. Leadership alignment is mixed (45/100)—no foun

What is HCXZ's Stocky Verdict?

HCXZ's current Stocky Verdict is 44/100, placing it in the "Cautious" band. This composite combines a 39/100 Compounder score, 45/100 Leadership, Moat rating, and analyst signal.

Does Hercules Capital, Inc. 5.25% No have a competitive moat?

Stocky hasn't finalised a Moat Score for Hercules Capital, Inc. 5.25% No yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Hercules Capital, Inc. 5.25% No's leadership aligned with shareholders?

Hercules Capital, Inc. 5.25% No scores 45/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to HCXZ?

Hercules Capital, Inc. 5.25% No's Vulnerability Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Hercules Capital, Inc. 5.25% No.

This is just the surface. See the whole picture on Hercules Capital, Inc. 5.25% No.

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  • Every analyst covering HCXZ — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for HCXZ.
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STOCKY VERDICT
44
/ 100 · Neutral

See Hercules Capital, Inc. 5.25% No the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
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