Stocky turns companies like Guidewire Software, Inc. into a fun, safe way to learn investing — a virtual portfolio, live scores & charts, and real analyst data, with no real money.
Try Stocky free →Cautious. Greensky (GWRE) shows solid growth momentum (69/100 Growth Compounder Score) but faces meaningful structural headwinds that cap upside. The core vulnerability: revenue concentration among a small number of P&C insurance customers, combined with heavy dependence on contract renewals and expansion—leaving margin of safety thin if any key customer stalls or fails to renew.
How safely Guidewire Software, Inc. is financed, graded A++ (strongest) to C from the last five years of accounts: debt against earnings, interest cover, cash against debt, how high and steady profit margins are, return on capital, and whether it generated cash every year. Not part of the Stocky score.
Every stock is scored across six dimensions built to answer one question — can this business keep compounding? — without a Bloomberg subscription. Here's the actual snapshot for Guidewire Software, Inc.:
Quality + moat + leadership + valuation fused into a single 0–100 number. When you see 54/100, you know instantly whether to dig deeper or skip.
Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.
Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.
Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.
We don't claim a backtest. The top-scoring basket is recorded every month and measured against the S&P 500 from that date onward — judged on what it said before the outcome was known. The record is young, and published as it stands.
Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.
Stocky rates Guidewire Software, Inc. (GWRE) at 54/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation into a single number. Cautious. Greensky (GWRE) shows solid growth momentum (69/100 Growth Compounder Score) but faces meaningful structural headwinds that cap upside. The core vulnerability: revenue concentration among a small number of P&C insurance custom
GWRE's current Stocky Verdict is 54/100, placing it in the "Cautious" band. This composite combines a 67/100 Compounder score, Leadership, 37/100 Moat rating.
Guidewire Software, Inc. rates Limited moat (37/100 Moat Score) — based on 10-year return-on-invested-capital, pricing power, switching costs and network effects. Wide moats compound; Limited moats erode.
Leadership Alignment for Guidewire Software, Inc. is under analysis. Stocky scores founder tenure, insider ownership, CEO compensation multiple-of-salary, and long-term shareholder value creation.
Guidewire Software, Inc.'s Resilience Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Guidewire Software, Inc..
Sign up free and unlock the full analysis on GWRE — the same tools professional analysts use, personalised to your portfolio:
Free forever tier includes 5 Verdict lookups a day. Plus €19/mo unlocks everything above. Cancel any time.
This page is just a preview. Open the live, interactive version for the full picture:
Or jump straight to the interactive dashboard for GWRE in the app.
