NYSE · Stocky rates: Cautious

Guidewire Software, Inc. (GWRE)

$160.03 ▼ -0.19% as of 7 Aug, 13:00

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46
/ 100
Neutral

What Stocky thinks

Cautious. Guidewire's 61/100 Growth Compounder Score reflects solid mid-20s revenue growth, but a 46× forward P/E leaves little margin for error. The structural risk—heavy customer concentration in P&C insurance plus reliance on renewal/expansion—limits durability. Leadership Alignment (52/100) and modest Vulnerability concerns (33/100) don't offset valuation and growth deceleration risks.

Compounder Score
61/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
52/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
33/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
34/100
Valuation vs peers and history — is this a good price to pay?

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Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Guidewire Software, Inc.:

46
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 46/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

52
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

33
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

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Guidewire Software, Inc. (GWRE) — frequently asked

Is Guidewire Software, Inc. (GWRE) a good investment right now?

Stocky rates Guidewire Software, Inc. (GWRE) at 46/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. Guidewire's 61/100 Growth Compounder Score reflects solid mid-20s revenue growth, but a 46× forward P/E leaves little margin for error. The structural risk—heavy customer concentration in P&C insurance plus reliance on ren

What is GWRE's Stocky Verdict?

GWRE's current Stocky Verdict is 46/100, placing it in the "Cautious" band. This composite combines a 61/100 Compounder score, 52/100 Leadership, Moat rating, and analyst signal.

Does Guidewire Software, Inc. have a competitive moat?

Stocky hasn't finalised a Moat Score for Guidewire Software, Inc. yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is Guidewire Software, Inc.'s leadership aligned with shareholders?

Guidewire Software, Inc. scores 52/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to GWRE?

Guidewire Software, Inc.'s Vulnerability Profile scores 33/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Guidewire Software, Inc..

This is just the surface. See the whole picture on Guidewire Software, Inc..

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STOCKY VERDICT
46
/ 100 · Neutral

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Stocky Verdict
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Compounder & Value scores
How strong the business is — and whether it looks cheap.
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