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Try Stocky free →Avoid. FRHC lacks the growth or profitability engines to justify equity ownership, with a 45.5 Growth Compounder Score and 27 Value Compounder Score reflecting weak fundamentals. The structural vulnerabilities are material: 71% of fee income depends on a single institutional market maker, and 83–93% of trading income flows from Kazakhstan government debt—creating single-customer and single-market concentration risks that erode margin of safety.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for FRHC:
Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 38/100, you know instantly whether to dig deeper or skip.
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Stocky rates FRHC (FRHC) at 38/100 — an Avoid — fundamentals or risks are too weak. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Avoid. FRHC lacks the growth or profitability engines to justify equity ownership, with a 45.5 Growth Compounder Score and 27 Value Compounder Score reflecting weak fundamentals. The structural vulnerabilities are material: 71% of fee incom
FRHC's current Stocky Verdict is 38/100, placing it in the "Avoid" band. This composite combines a 46/100 Compounder score, 62/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for FRHC yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
FRHC scores 62/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
FRHC's Vulnerability Profile scores 17/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to FRHC.
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