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Try Stocky free →Hold. ESNT trades at a 8.9× forward P/E with balanced growth (64) and value (68) signals, supported by strong leadership alignment (77.5/100) from founder-backed governance. However, a maxed Vulnerability Index (100/100) flags thin financial buffers as the sole structural concern—no competitive moat cushions downturns. Fair valuation doesn't offset execution risk.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for ESNT:
Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 68/100, you know instantly whether to dig deeper or skip.
Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.
Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.
Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.
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Stocky rates ESNT (ESNT) at 68/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. ESNT trades at a 8.9× forward P/E with balanced growth (64) and value (68) signals, supported by strong leadership alignment (77.5/100) from founder-backed governance. However, a maxed Vulnerability Index (100/100) flags thin financia
ESNT's current Stocky Verdict is 68/100, placing it in the "Hold" band. This composite combines a 68/100 Compounder score, 78/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for ESNT yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
ESNT scores 78/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
ESNT's Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to ESNT.
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