OTC Markets OTCPK · Stocky rates: Cautious

CEMBRA MONEY BANK AG (CMBNF)

$126.00 ▲ +0.00% as of 24 Aug, 13:16

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41
/ 100
Neutral

What Stocky thinks

Cautious. CMBNF scores middling on growth (50/100) and value (58/100) metrics, with forward P/E of 11.7 offering modest valuation appeal. However, Leadership Alignment (52/100) and a Vulnerable profile—likely reflecting structural competitive or operational headwinds—offset any multiple compression upside. Worth monitoring for catalyst or moat improvement, but lack of clear economic advantage keeps conviction low.

Compounder Score
58/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
52/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
58/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for CEMBRA MONEY BANK AG:

41
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 41/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

52
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

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CEMBRA MONEY BANK AG (CMBNF) — frequently asked

Is CEMBRA MONEY BANK AG (CMBNF) a good investment right now?

Stocky rates CEMBRA MONEY BANK AG (CMBNF) at 41/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. CMBNF scores middling on growth (50/100) and value (58/100) metrics, with forward P/E of 11.7 offering modest valuation appeal. However, Leadership Alignment (52/100) and a Vulnerable profile—likely reflecting structural competiti

What is CMBNF's Stocky Verdict?

CMBNF's current Stocky Verdict is 41/100, placing it in the "Cautious" band. This composite combines a 58/100 Compounder score, 52/100 Leadership, Moat rating, and analyst signal.

Does CEMBRA MONEY BANK AG have a competitive moat?

Stocky hasn't finalised a Moat Score for CEMBRA MONEY BANK AG yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is CEMBRA MONEY BANK AG's leadership aligned with shareholders?

CEMBRA MONEY BANK AG scores 52/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to CMBNF?

CEMBRA MONEY BANK AG's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to CEMBRA MONEY BANK AG.

This is just the surface. See the whole picture on CEMBRA MONEY BANK AG.

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STOCKY VERDICT
41
/ 100 · Neutral

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
What if? simulator
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