MCE · Stocky rates: Hold

BANCO BILBAO VIZCAYA ARGENTARIA (BBVA.MC)

€24.92 ▲ +0.40% as of 24 Aug, 13:11

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65
/ 100
Hold

What Stocky thinks

Hold. BBVA is a solid value compounder (69/100) with strong growth momentum (81/100 Growth Compounder Score), trading at a reasonable 10.9× forward earnings. However, Leadership Alignment scores only 46/100, signaling misalignment between insiders and shareholders that tempers conviction. The bank offers decent risk-adjusted returns but lacks the leadership confidence needed to justify an upgrade.

Compounder Score
81/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
46/100
Founder-led, insider ownership, capital allocation history.
Value Score
69/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for BANCO BILBAO VIZCAYA ARGENTARIA:

65
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 65/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

46
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

BANCO BILBAO VIZCAYA ARGENTARIA (BBVA.MC) — frequently asked

Is BANCO BILBAO VIZCAYA ARGENTARIA (BBVA.MC) a good investment right now?

Stocky rates BANCO BILBAO VIZCAYA ARGENTARIA (BBVA.MC) at 65/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. BBVA is a solid value compounder (69/100) with strong growth momentum (81/100 Growth Compounder Score), trading at a reasonable 10.9× forward earnings. However, Leadership Alignment scores only 46/100, signaling misalignment between i

What is BBVA.MC's Stocky Verdict?

BBVA.MC's current Stocky Verdict is 65/100, placing it in the "Hold" band. This composite combines a 81/100 Compounder score, 46/100 Leadership, Moat rating, and analyst signal.

Does BANCO BILBAO VIZCAYA ARGENTARIA have a competitive moat?

Stocky hasn't finalised a Moat Score for BANCO BILBAO VIZCAYA ARGENTARIA yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is BANCO BILBAO VIZCAYA ARGENTARIA's leadership aligned with shareholders?

BANCO BILBAO VIZCAYA ARGENTARIA scores 46/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to BBVA.MC?

Vulnerability Profile for BANCO BILBAO VIZCAYA ARGENTARIA covers customer concentration, supply chain risk, refinancing walls, and regulatory exposure. Not yet finalised.

This is just the surface. See the whole picture on BANCO BILBAO VIZCAYA ARGENTARIA.

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STOCKY VERDICT
65
/ 100 · Hold

See BANCO BILBAO VIZCAYA ARGENTARIA the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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