Hold. AFYA's 76 Growth Compounder Score reflects solid execution in Brazilian medical education, but a maxed-out Vulnerability Index (financial buffer only) signals concentration risk and thin margins that limit upside. Leadership Alignment at 54/100 suggests misalignment between insiders and shareholders. Cheap valuation (7.6x forward P/E) prices in headwinds; wait for structural improvement before adding.
Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for Afya Limited:
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Stocky rates Afya Limited (AFYA) at 69/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. AFYA's 76 Growth Compounder Score reflects solid execution in Brazilian medical education, but a maxed-out Vulnerability Index (financial buffer only) signals concentration risk and thin margins that limit upside. Leadership Align
AFYA's current Stocky Verdict is 69/100, placing it in the "Hold" band. This composite combines a 76/100 Compounder score, 54/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for Afya Limited yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
Afya Limited scores 54/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
Afya Limited's Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to Afya Limited.
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