Tokyo · Stocky rates: Hold

YAMAGUCHI FINANCIAL GROUP INC (8418.T)

¥3,072.00 ▼ -1.09% as of 24 Aug, 13:39

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62
/ 100
Hold

What Stocky thinks

Hold. 8418.T scores well on growth (70) and value (65) fundamentals, suggesting a balanced compounder, but Leadership Alignment (62.5) and Vulnerability Profile (50—adequate financial buffer only) lack the conviction needed to move beyond Hold. The stock trades near 6-month highs at 12.8× forward earnings; wait for either stronger management incentive alignment or a widening competitive moat before adding exposure.

Compounder Score
70/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
63/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
50/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
65/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for YAMAGUCHI FINANCIAL GROUP INC:

62
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 62/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

63
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

50
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

YAMAGUCHI FINANCIAL GROUP INC (8418.T) — frequently asked

Is YAMAGUCHI FINANCIAL GROUP INC (8418.T) a good investment right now?

Stocky rates YAMAGUCHI FINANCIAL GROUP INC (8418.T) at 62/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. 8418.T scores well on growth (70) and value (65) fundamentals, suggesting a balanced compounder, but Leadership Alignment (62.5) and Vulnerability Profile (50—adequate financial buffer only) lack the conviction needed to move beyond H

What is 8418.T's Stocky Verdict?

8418.T's current Stocky Verdict is 62/100, placing it in the "Hold" band. This composite combines a 70/100 Compounder score, 63/100 Leadership, Moat rating, and analyst signal.

Does YAMAGUCHI FINANCIAL GROUP INC have a competitive moat?

Stocky hasn't finalised a Moat Score for YAMAGUCHI FINANCIAL GROUP INC yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is YAMAGUCHI FINANCIAL GROUP INC's leadership aligned with shareholders?

YAMAGUCHI FINANCIAL GROUP INC scores 63/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to 8418.T?

YAMAGUCHI FINANCIAL GROUP INC's Vulnerability Profile scores 50/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to YAMAGUCHI FINANCIAL GROUP INC.

This is just the surface. See the whole picture on YAMAGUCHI FINANCIAL GROUP INC.

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  • Every analyst covering 8418.T — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for 8418.T.
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STOCKY VERDICT
62
/ 100 · Hold

See YAMAGUCHI FINANCIAL GROUP INC the Stocky way

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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