Tokyo · Stocky rates: Cautious

OGAKI KYORITSU BANK (8361.T)

¥7,720.00 ▼ -2.53% as of 24 Aug, 12:59

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48
/ 100
Neutral

What Stocky thinks

Cautious. 8361.T shows modest growth momentum (61.5 Growth Compounder Score) but lacks the profitability or valuation cushion of a core holding (48 Value Compounder). Leadership alignment trails peer averages (45/100), suggesting mixed incentive signals. Until either growth accelerates durably or management demonstrates stronger shareholder alignment, this remains a speculative position for experienced investors only.

Compounder Score
70/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
59/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
0/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
48/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for OGAKI KYORITSU BANK:

48
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 48/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

59
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

0
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

OGAKI KYORITSU BANK (8361.T) — frequently asked

Is OGAKI KYORITSU BANK (8361.T) a good investment right now?

Stocky rates OGAKI KYORITSU BANK (8361.T) at 48/100 — below the bar Stocky looks for. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Cautious. 8361.T shows modest growth momentum (61.5 Growth Compounder Score) but lacks the profitability or valuation cushion of a core holding (48 Value Compounder). Leadership alignment trails peer averages (45/100), suggesting mixed ince

What is 8361.T's Stocky Verdict?

8361.T's current Stocky Verdict is 48/100, placing it in the "Cautious" band. This composite combines a 70/100 Compounder score, 59/100 Leadership, Moat rating, and analyst signal.

Does OGAKI KYORITSU BANK have a competitive moat?

Stocky hasn't finalised a Moat Score for OGAKI KYORITSU BANK yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is OGAKI KYORITSU BANK's leadership aligned with shareholders?

OGAKI KYORITSU BANK scores 59/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to 8361.T?

OGAKI KYORITSU BANK's Vulnerability Profile scores 0/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to OGAKI KYORITSU BANK.

This is just the surface. See the whole picture on OGAKI KYORITSU BANK.

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STOCKY VERDICT
48
/ 100 · Neutral

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
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