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Try Stocky free →Hold. 8346.T scores well on growth (73.5/100) with solid revenue and earnings momentum, but valuation is middling (54/100 Value score) and leadership alignment is moderate (59/100). The company has a thin financial buffer relative to its liabilities, which limits margin for error in a downturn.
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Stocky rates TOHO BANK (8346.T) at 68/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. 8346.T scores well on growth (73.5/100) with solid revenue and earnings momentum, but valuation is middling (54/100 Value score) and leadership alignment is moderate (59/100). The company has a thin financial buffer relative to its li
8346.T's current Stocky Verdict is 68/100, placing it in the "Hold" band. This composite combines a 74/100 Compounder score, 59/100 Leadership, Moat rating, and analyst signal.
Stocky hasn't finalised a Moat Score for TOHO BANK yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.
TOHO BANK scores 59/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.
TOHO BANK's Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to TOHO BANK.
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