Tokyo · Stocky rates: Hold

77TH BANK (8341.T)

¥3,738.00 ▲ +0.05% as of 24 Aug, 10:57

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74
/ 100
Hold

What Stocky thinks

Hold. 8341.T merits a measured stance: strong Value Compounder fundamentals (83/100) and solid Growth trajectory (77/100) reflect disciplined capital allocation, but Leadership Alignment at 62.5/100 suggests misalignment between founder vision and shareholder interests—likely dilution or governance concerns. The critical red flag is Vulnerability Index at 100/100 driven by a thin financial buffer; any downturn exposes balance-sheet stress. At 12.1x forward P/E, valuation offers no margin of safe

Compounder Score
84/100
Business quality — profitability, growth, capital efficiency.
Leadership Alignment
63/100
Founder-led, insider ownership, capital allocation history.
Vulnerability
100/100
Downside resilience — customer concentration, supply chain, refinancing risk.
Value Score
84/100
Valuation vs peers and history — is this a good price to pay?

What Stocky gives investors that other tools don't

Every stock is scored across six proprietary dimensions built for retail investors who want Buffett-quality analysis without a Bloomberg subscription. Here's the actual snapshot for 77TH BANK:

74
VERDICT

Stocky Verdict — one score, everything

Quality + moat + leadership + valuation + sentiment fused into a single 0–100 number. When you see 74/100, you know instantly whether to dig deeper or skip.

Rated
MOAT

Moat Score — is there a real edge?

Pricing power, switching costs, network effects, and 10-year ROIC data. Same framework Morningstar charges for — free inside Stocky.

63
LEADER

Leadership Alignment — is management on your side?

Founder tenure, insider ownership, CEO pay reasonableness, long-term value creation. Six factors, one score — turns "trust the CEO" into evidence.

100
RISK

Vulnerability Profile — what could break?

Customer concentration, supply chain, refinancing walls, regulatory exposure. Stocky maps knowable fragilities so you're never blindsided.

Elite
TRACK

Track Record — does the system work?

Every score backtested against real S&P 500 returns. See how "Elite" (90+ Verdict) picks have performed vs the index — no black boxes.

24/7
ALERTS

Alerts + Portfolio insights

Analyst target shifts, insider buys, big moves — plus a monthly Portfolio Health Report telling you what's actually driving your returns.

77TH BANK (8341.T) — frequently asked

Is 77TH BANK (8341.T) a good investment right now?

Stocky rates 77TH BANK (8341.T) at 74/100 — a Hold — quality is solid but valuation or risk factors cap upside. The score fuses business quality, moat width, leadership alignment, valuation and analyst signal into a single number. Hold. 8341.T merits a measured stance: strong Value Compounder fundamentals (83/100) and solid Growth trajectory (77/100) reflect disciplined capital allocation, but Leadership Alignment at 62.5/100 suggests misalignment between founder vis

What is 8341.T's Stocky Verdict?

8341.T's current Stocky Verdict is 74/100, placing it in the "Hold" band. This composite combines a 84/100 Compounder score, 63/100 Leadership, Moat rating, and analyst signal.

Does 77TH BANK have a competitive moat?

Stocky hasn't finalised a Moat Score for 77TH BANK yet — the analysis draws from ROIC trends, pricing power evidence, and competitive-position filings.

Is 77TH BANK's leadership aligned with shareholders?

77TH BANK scores 63/100 on Leadership Alignment. Higher = more founder involvement, higher insider ownership, sensible pay, and evidence of long-term capital allocation discipline.

What are the biggest risks to 8341.T?

77TH BANK's Vulnerability Profile scores 100/100 (higher = more resilient). The profile flags customer concentration, supply chain, refinancing walls and regulatory risks specific to 77TH BANK.

This is just the surface. See the whole picture on 77TH BANK.

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  • Every analyst covering 8341.T — full list with star ratings, price targets, historical hit-rate. Not just the top 3 you see above.
  • Full Vulnerability Profile — customer concentration, refinancing walls, stress-test scenarios (-20% revenue, +200bp rates) modelled specifically for 8341.T.
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STOCKY VERDICT
74
/ 100 · Hold

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Stocky Verdict
A plain-English Buy / Hold / Sell score out of 100.
Compounder & Value scores
How strong the business is — and whether it looks cheap.
Interactive charts
1M to 5Y price history with company events plotted on it.
Top analyst targets
What the best-rated Wall Street analysts expect next.
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